Saturday, March 14, 2020

Is College Really Worth It Expert Cost-Benefit Analysis

Is College Really Worth It Expert Cost-Benefit Analysis SAT / ACT Prep Online Guides and Tips With tuition rising every year, more and more students are asking themselves, "Is college worth it?"Many people believe that getting a college education is an important part of becoming a successful adult. Others, however, find it difficult to justify the increasing investment necessary to earn a degree. There’s no one path that’s right for everyone, andit can be difficult to think critically about the decision to go to college when you’re feeling pressured one way or another. There’s no simple answer to this question, butthere is a rational way to think about whether college isthe right path for you. Just as with any investment, you want to think about the relationship between what you put into it (like money, time, and effort) and what you get out of it (like education, networking, and career opportunities). The more you get out of it ascompared to how much you put in, the better the investment. In this post, I'll go through all the potential benefits and drawbacks of pursuing a four-year bachelor's degree so you have all the information to decide for yourself whether college is worth it. A Bit of Background on the Value of a College Degree Before we get started, I want to fill you in on the how the worth of a college degree has changed over time. This way, you'll have a better framework for understanding whether a degree may (or may not) be worth it for you. Since the mid-20th century, the US population has becomeincreasingly educated - simply put, more people are getting bachelor's degrees. In this graph from the US Census Bureau, you can see how the percentage of people with BA degrees has increased from 4.6% in 1940 to 32% in 2015: US Census Bureau Graph There are many reasons why we've seen these educational attainment changes over time, including: The decline of manufacturing jobs, especially for unskilled workers. Employers seeking college graduates for positionsthat didn't previously require a bachelor's degree. Governmentsubsidies in higher education, making college more affordable (until costs rose to meet demand, thereby making college more expensive). Overall, there are a lot of financial and political factors thathave influenced this significant and prolonged shift in how people view college degrees: now, it's often considereddifficult to get awell-paying job (or any job, really) without a college education. That doesn't mean, however, that going to college is always the smart thing to do. It's a big decision, and it's one that warrants some critical thought. To help you think about whether college is worth it for you specifically, let's jump right into the good stuff: the possible investments you have to make to get a college education and the possible benefits you reap as a result. What You Put In: The Costs of College If you're thinking about pursuing a college degree, you'll have to make some sacrifices. The following factors are what I consider to be investments in a post-secondary education. The extent to which these investments affect you depends on your own unique situation, so I'll explainhow to think critically about theseissues in each section. Overall, the major investments you would have to make in a college education are money, time, and effort. Let's see exactly how these might affect whether college is a worthy investment. Money The amount of money that you invest in your education depends on so many factors: your specific school, your financial need, your academic strength, potential scholarship winnings, etc. In general, the less money you have to pay for school, the better aninvestment your education will be. However, even an expensive degree may be well worth it if it pays out in the long run (I'll talk more about that in a bit). Tuition is the most obvious cost associated with attending college, but you also have to worry about room, board, books, personal expenses, and transportation. For more information on all the nitty gritty details of educational expenses, check out our college costs guide. The financial investment you'll make in pursuing a bachelor's degree is perhaps the most important investmentto consider. The average US college grad leaves school with a pretty significant amount of debt - debt that's sometimes very difficult to overcome. There are ways to make your college education more affordable, but sometimes it's tough (or even impossible) to get those expenses down to a comfortable amount. There's nothing wrong with paying a lot for school or even having student debt - it's when those expenses become a burden that they become a problem. Time Most people take four years to complete a BA degree. Depending on your career goals, this may represent an opportunity cost - basically, you might be losing out on other valuable opportunities (to gain job experience, make money, or both) because you're spending these four years in school and out of the work force. A college education is definitely valuable to many employers, and it's correlated with higher earnings later on in life (I'll talk more about this soon). Butbuilding work experience in a particular field, in addition to building wealth, is also valuable - giving up on those opportunities is an investment (or a sacrifice) that you make in order to get a degree. Effort It’s easy to sleep in and skip classes once you have the freedom and independence of a college student. But you’re already investing time and money into your education, so it’s important to make the most of it while you’re there. Buildinga strongeducational background and making professional and personal connections (important benefits of getting a degree) doesn’t just happen - it takes work, and it can sometimes be stressful. It also may involve doing things you don't necessarily want to do, like taking required courses or completinguninteresting assignments. It's important to honestly consider these challenges (and whether you're up to them) before committing yourself to school, especially if it comes with a hefty price tag. What You Get in Return: The Benefits of College You might be feeling a bit iffy about pursuing a degree at this point, but don't stop reading just yet. There are so many potential benefits that come with a college education. The major benefits I see that come with a BA degree (although there canbe many more) are increased employment opportunities, higher income, networking opportunities, personal development, and learning experiences. Employment Opportunities Colleges and universities are recruiting hubs for many industries. When you study at a college or university, especially one that's well ranked, there are often opportunities tomeet with corporate employers who come directly to your school to hirestudents. There are alsointernship opportunities during summers for that could lead directly to full-time employment post-graduation. Employment opportunities offered through colleges and universities extend beyond the corporate world and into academia and professional fields.Any profession that requires a graduate degree (e.g. law, medicine, sometimes business) or is centered around research (basically any job in academia)requires a BA degree first and foremost. Higher Income On average, people with college degrees make more than people without college degrees. Even though you may sacrifice income opportunities in the short term by seeking a degree, you’ll likely end up making more in the long run. This is especially true for people who go into STEMfields. Employers may also assume you’re better qualified for higher-paying jobs if you have a degree. Some jobs may require a BA even if your degree isn’t related to what you’d be doing on the job. Networking Opportunities In a college or university setting, you’ll builda network of friends, but you’ll also developa network of acquaintances, instructors, staff, and alumni. With these networks, it’s a lot easier to get personal and professional help. These connections can serve youin many different ways, especially after you graduate. Here are some ways that a college or university network may come in handy: You move to a new city and need to find a roommate. You’re exploring a career change and want to chat with someone in a particular field. You need some professional guidance or a letter of reference. You’re looking for a new job. Harvard Business School estimates that 65-85% of jobs are obtained through networking- if nothing else, it's a huge help when it comes to getting your foot in the door. You don't even have to know very many people personally to benefit from a college or university network - alumni networks are a great example of this. Personal Development This benefit is a bit more subjective than some of the other ones I've mentioned so far, but I think it's just as important. People's experiences will definitely vary based on where they go to school andthe extent to which they participate in student life - in general, though, here are the ways you can expect to grow and develop on a personal level with a college education: Get exposure to diverse people and ideas. Meeting people with different backgrounds and perspectives results in greater open-mindedness and a more flexible worldview. One study showed that when people have BA degrees, they're more likely to believe that it'sâ€Å"very important to try to understand the reasoning behind others’ opinions." Meet long-term friends. You, of course, don’t have to be at college to make good friends. What’s special about a college environment, though, is that you’re living and working with hundreds or even thousandsof people who are around your age, probably for the first and only time in your life. It’s sometimes more difficult to make friends as you get older - a college is a prettygolden opportunity to meet people. Develop personal and professional interests. Manystudents head off to school with no idea what they want to do with their lives. College gives you a chance to try out different fields, especially if you attend a school with a flexible curriculum. Education Many schools(especially liberal arts colleges and universities) work to produce global citizens: well-rounded students who can be thoughtful and active participants in an increasingly globalized society. You can, of course, learn about things on your own, but college is really an ideal environment to do this - you have a structured learning environment, you're surrounded by intellectually curious peers, and you have access to experts in many fields. There’s a lot to learn out there besides what you’ve studied in high school, andcolleges offer courses on topics that you wouldn’t otherwise have access to. For example, you might want to explore world languages, niche humanities subjects, or specific and advanced STEM fields - all things that are difficult to study outside of a college campus. The thing I see as the biggest educational benefit to attending college is the access to professors, people who have dedicated their lives to research and teaching in a very specific field. Access to these faculty members is especially helpful for students who are considering an advanced degree. When College May Not Be Worth It If you have any desire to go to college, I strongly encourage you to consider it. Overall, I believe that a college degree comes with more benefits than drawbacks. Of course, there will be many exceptionsand individual differences - here, I'll go over some situations where getting a college degree may not be worth it. It's OK(important, even) to consider whether college makes sense for you, even if you've always assumed that you would go to college no matter what. If a DegreeWon't Lead to Professional Success College offers a lot of professional, personal, and intellectual benefits. Even if you’re not sure what you want to do after college, a degree will afford you some flexibility. But you don’t have to go to college in order to be successful - depending, of course, on what career options you’re considering (budding entrepreneurs, for example, may benefit more from real-world experience than from a college education). Some people argue that you can be just as successful with self-directed learning as you can be with a college degree. If you know you can graduate from high school and immediately start working towards your chosen career path, college might not be the best choice for you.Alternatively,if you’re interested in a career that requires trade or vocational school, it might be smarter to apply to those programs instead of applying to a four-year program. This way, you canwork toward building professional experienceearlier rather than later. If You Can't Afford It The total Cost of Attendance at private colleges can come to over $200,000. If you’re responsible for that entire cost and you’re not sure if you can recoup the investment post-graduation, a degree may not be worth it. If the expense is preventing you from looking into a college education, however, there are some options you should consider before making a decision: Not all schools charge $200,00 for a four-year degree. Many institutions are much less expensive (for example, public schools tend to offer subsidized tuition to state residents). There are many federal financial aid programs available for students attending almost any college or university in the US, and you only need to submit one (free) application. Learn more about the Pell Grant program and Perkins loans. If you're a high-achieving student, you might qualify for generous merit aid if you apply to particular schools. Learn more about colleges and universities that give great merit aid. If you think you might qualify for need-based financial aid, you can seek out schools that provide generous funding for lower-income students. Read more about schools with top need-based financial aidprograms. You can apply for scholarship awards, which are great sources of education funding for many students. Learn more about finding and winning local awards, and check outthe top scholarship programs for high school juniors and seniors. If money is the only thing holding you back from getting a degree, I urge you to check out these other funding options. You don’t have to be rich to go to college, and a degree doesn’t have to mean crippling expenses. To read more about paying for college, check out these guides: The four different kinds of financial aid How to pay for college: complete guide How to pay for college without your parents' help How to pay for college without loans If There Are Other ThingsYou Want to Do First (or If You're Unsure) College is a big commitment - if you want to pursue a degree full-time, you’ll be hitting the books for nine months out of the year. You may want to do other things with your time after you graduate from high school before heading off to college,like get professional experience, travel, or volunteer. The bottom line is that you can always postpone the college application process if you have other priorities or even if you want to take time to decide whether college is right for you. You don’t have to go to college right out of high school. Keep in mind that many schools allow you to defer acceptance. It might be easier to work through college applications when you have the support of a guidance counselor and when it's easy to ask teachers for letters of reference. Even if you decide to apply while you're in high school, it's possible to postpone attending the school of your choice for a year or two (or even forever, if you decide it's not right for you). Conclusion: Is College Worth It? Overall, college is a pretty good investment - many students who pursue a bachelor's degree end up reaping the benefits, whether they're financial, professional, or personal. But many others pursue a degree without spending some serious time thinking about whether it's a smart choice. You may feel thatyou should go to college if you want to be successful. AsI mentioned earlier in this post, there are many circumstances where a college degree doesn't exactly make professional, financial, or personal sense (at least not at this very moment). It's important that you know it's okay to postpone such a big decision if you remain unsure. If you do decide to take time to pursue an alternative path, remember that it's important to use your time wisely (else you're subject to the same types of opportunity costs that I mentioned earlier in the post). Building professional experience or engaging in self-directed learning are definitely not easy alternatives to a college education - they're just different. Whatever you decide to do - good luck! What's Next? One big part of the college application process is standardized testing. If you're researching whether college is a good choice for you, it may be helpful to learn more about whether these tests in any way predict future income.Some people even think that the ACT and the SAT have the power to predict success more broadly. If you're worried more about what the whole college application process will look like and you hope to plan around that, we've got you covered - check out our completetimeline for applying to college. Want to improve your SAT score by 160 points or your ACT score by 4 points?We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

Wednesday, February 26, 2020

What do we owe each other in the social Contract Research Paper

What do we owe each other in the social Contract - Research Paper Example onfessing (assuming they wish to), they will be assured of punishment but by refusing to do so each of them is guaranteed a light one (Kreps et al., 1982). Ergo if each can depend on the other not to confess for the sake of them both, then it can be said they have a social contract in place. In the early part of this decade there has been a great deal of controversy and conflict in respect to the expectations of Americans from the social contract that has was established in previous generations (Edsall, 2013). There have been numerous complains for instant in the fast food industry with employees and employers at loggerheads over issues of minimum wage. In the 80’s and early 80’s for instance, the industrial social contract in the USA was characterized by companies that took care of their workers welfare and provided them with insurance cover and pension benefits (Lubchenco, 1998). As a result, they workers needed unions less and one could argue that the industrialist sacrificed their right to exploit workers and they in turn sacrifice theirs to agitate for better conditions than they were already enjoying through labor unions. There are other underlying issues that underpin the social contract challenge, for the first time in nearly half a century, Americ ans are forced to struggle with what they want to get from the social contract (Freedman & Lind, 2013). Retrospectively, it was founded on a premise of relatively high wages and reliable benefits; however today, the system is such that low wages are supposed to be offset by reduced consumer prices and government intervention. Explicably, there has been considerable disaffection with the state of affairs and this has necessitated a re-examination of what the social contract is expected to do for the people and how it is they seem to be getting a raw deal. Alan Krueger who is the chairperson of the Obama’s economic advisors posits that America has lost its ethical and moral moorings because of the

Monday, February 10, 2020

Organization Changes Essay Example | Topics and Well Written Essays - 2250 words

Organization Changes - Essay Example The main objective of this paper is to analyze the external and internal forces which are responsible for the changes in the organizations and also a detail discussion about one specific internal and one specific external factor associated with the organization changes. Based on the economy of various nations, several organizations across the globe have incorporated various changes in their organizational structure as well as their way of operation. This paper makes a conclusion that among internal factors one most important factor is the growth of the organization. To ensure steady growth various organization undergone several changes both structurally as well as functionally. In order to ensure continuous growth the top management introduces these changes in the system. there must be similarities and balance between change plan and organizational context- as this coordination plays a substantial role in the accomplishment or failure of organizational change. The main objective of organizational modification is to inaugurate new pattern of thinking and behavior among the employees as well as in day to day operation. If the new design conflicts with the existing ones to develop resistance and if that resistance is more powerful than the change initiated then the process of organization change is bound to be a failure. Therefore, while planning a change, the organizational context must be taken in to attention along with external and internal factors.

Thursday, January 30, 2020

The length of the wire Essay Example for Free

The length of the wire Essay Affected by the length of the wire. I will be investigating by using three types of wire Thin, Thick and finally an even thicker wire then second time around. I will be also recording my results by taking down what the volt meter displays and what the Ammeter displays. I will be recording the results for each wire and also I will be increasing the wires thickness after I measure 10cm of length each time having taken down the results. Apparatus: Meter Ruler- Safety Goggles- Cell- Wire- Crocodile Clips- Ammeter- A Voltmeter- V Plan. For the following experiment my plan will be to firstly wire up all the appliances to create a circuit then I will predict whether the resistance increases or whether it does not increase while the wire increases. I will carry out the experiment increasing the length of the wire by 10cm each time I will then take down the results of the voltage, current. To measure the voltage I will use a Voltmeter to measure the Voltage, to measure the length of the wire I will use a meter ruler and finally to measure the current I will use a Amp meter. After gaining these results I will work out the resistance using this formula: Resistance=Voltage/Current Having gaining the results I will write them up in a table from which I will plot the graph to support my results Then after drawing the graphs I will come to my conclusion, in my conclusion I will conclude what happened in the experiment and I will say whether my prediction is right. I will then come on to the evaluation of my experiment. Prediction My prediction is as the Length of the wire increase by 10cm the resistance will get affected making it to increase. The factors which may affect my experiment are firstly the cell(Battery) which may ran out or cause a defect, The voltmeter or ammeter may show the wrong Voltage or current and there also could be a wrong connection being made connecting the circuits. There also could be a user fault and they may measure the wrong length of wire. The factors which need to be controlled are to firstly to get a good working battery and them some healthy working wires. You need to make sure u connect the circuit correctly and also you need to make sure you measure the correct length each time. I will also keep the same temperature to make sure the experiment is even I will do this by using a thermometer to make sure the temperature is constant. I will be using Room temperature. Work Done By- SaNjE Balendra Table of results (Thin Wire) Length Voltage Current Resistance Here are is the table of results for my first experiment in which I used a thin wire Work Done By- SaNjE Balendra Table of results (1st Thick Wire) Length Voltage Current Resistance  Here is the table of results for my second experiment in which I used a thick wire Table of results (2nd Thicker Wire) Length Voltage Current Resistance Here is the table of results for third and final experiment Work Done By- SaNjE Balendra Conclusion Having done my experiment I have come to my conclusion. In my experiment I have found out that as the length of the wire increases the resistance increases. This is because as the length of the wire increases it causes the current and voltage to increase which means the resistance increases as well resistance is equal to voltage divided by current. The resistance increases because there is more sufficient surface area which means the can atoms to collide, when the thickness increases it causes the resistance to decrease as there is a lot of surface area so there will be less collision. Evaluation The experiment proved to be a success and it went very well although it could be improved by trying other lengths, different voltages but also a different type of wire to be able to compare the resistance difference this would make a more interesting experiment. I feel overall my results were quite precise. You can see my results were accurate looking at all 3 of my graphs, which shows a straight line through most of the points apart from one or two which are on the line or not very apart from the line. The 2 points on the (thin wire) which was not close to the line was a Anomaly but it did not effect the gradient in the graph. In my experiment the places I think I made the most errors in the experiment was measuring the length of the wire as it was hard to measure the wire keeping it straight and then holding a meter wire to measure it. I can improve on how to measure the wire by using more than one person to either help me or do the experiment with me, I can also improve by being sensible and being focused on my work and on what am doing.

Wednesday, January 22, 2020

Home / Identity Essay -- science

Home / Identity The word ‘home’ is something that is often misunderstood. Home makes up your identity and not many people know that. Therefore you ask me, ‘what is home?’ Home is not just in your house. Home is a place that surrounds you. It’s you environment and cause for emotions. Your home is where you are with the people that surround you (peers, family, and strangers), as well as cars, houses, stores, and/or toys. All of these things (people, buildings, playful objects, and nature) are the components that make up a home. Some people don’t have all of those things in their home though. A homeless man has no house to live in whereas a rich man has a beautiful house to his or her accommodations as well as anything that will make him or her happy. This also explains the question, ‘where is home?’ Home has no exact place to be. Your home can be on the opposite side of someone else's home. You can even share the same home with family members that live with you, even though they see it different than you. That is because you don’t share the same emotions. Emotions are expressed differently through each person because of their life experiences. A young child could be laughed at at school, while their brother or sister(s) isn’t laughed at. The result for that is that they could live in the same home, but be different people in their personalities. The word ‘personalities’ is often mixed up with the word ‘identity.’ The way a person is treated affects their personalit...

Tuesday, January 14, 2020

Causes of Global Warming

Natural causes of global warming include the release of methane gas from arctic tundra and wetlands, climate change, volcanoes etc. Methane, a greenhouse gas which traps the heat within the earth's atmosphere, is let out in large quantities in the arctic tundra and wetlands. In case of volcanoes, when a volcano erupts, tons of ash is let out into the atmosphere. Even though nature contributes to global warming, this contribution is very insignificant when compared to human contribution for this hazard. Anthropogenic Causes. Anthropogenic causes for global warming are those which are caused due to human activities. The most prominent cause being man-made pollution. A large part of this pollution can be attributed to the burning of fossil fuels. This includes burning coal to produce electricity as well as burning gasoline to power internal combustion engine vehicles. When these fossil fuels are burnt, they let out carbon dioxide, which is yet another greenhouse gas which traps heat within the atmosphere of the Earth and contributes to global warming. Secondly when the Earth is dug to extract these fossil fuels in the process known as mining, the methane inside the Earth's crust escapes into the atmosphere and adds to other greenhouse gases such as carbon dioxide. If we start investigating the anthropogenic causes of global warming, we zero in on one of the most important cause of global warming – population. More population means more requirements, which includes food, electricity and transport. In order to fulfill these requirements, more fossil fuels are consumed, which eventually leads to global warming. Humans breathe out carbon dioxide, and with an increasing population, the amount of carbon dioxide humans breathe out also increases and leads to global warming. Even agriculture contributes to global warming, owing to the extensive use of fertilizers, and the dung produced by cattle which is another prominent source of methane. These were just a few of the numerous global warming causes. Many people argue that global warming is a slow process, But they forget that the factors which cause global warming are rapidly rising. The rate at which we are contributing to global warming has rose considerably, and is expected to rise at a faster rate in the future. We have already done enough of damage, and hence it's high time we understand the global warming causes, we may not live to face the dreaded consequences of global warming, but if we don't act fast, it will be our future generations who will have to bear the brunt.

Monday, January 6, 2020

Essay Ethnic Inequality in Health Care - 1723 Words

The purpose of this essay is to firstly give an overview of the existence of inequalities of health related to ethnicity, by providing some evidence that ethnic inequality in health is a reality in the society and include definitions of keywords. Secondly, I will bring forward arguments for and against on the major sociological explanations (racial discrimination, arefact, access to and quality of care) for the existence of health inequalities related to ethnicity. Thirdly, I would also like to take the knowledge learnt for this topic and brief outline how this may help me in future nursing practice. First of all, it is important to consider the whole aspect of ethnicity as it has other elements such as race and culture which goes†¦show more content†¦In order to identify ethnic groups, information is gathered from the population through a national survey called a census. According to Gill et al (2002) the question on ethnic groups was only first introduced in the 1991 census. Denny and Earle (2005) mentions that minority ethnic groups’ health statues seems be to worse than the white majority people. This may imply that ethnicity could the cause of poor health. However, they go on stating that ethnicity is not the cause of health statues. This indicates that there may be other elements which influence health experiences and not just ethnicity alone. This supported by relevant literature as Smith et al (2000) highlights that major causes of death such as ischaemic heart disease and lung cancer affect anyone irrespective of their ethnic group. Looking at ethnic inequalities in health, there was a longitudinal study which was conducted on ethnic differences in general practitioner consultations. This was mainly based on ethnic minorities who live in private households, which excludes the ones who lives in council and housing association properties. 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